Credit Card Profiles

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What type of credit card user are you?

Wellness User

You are a wellness user if you prioritize health, fitness, and well-being, often spending on products and services that enhance physical and mental health. Wellness users prefer fitness memberships, organic foods, supplements, and mindfulness experiences, investing in both prevention and holistic well-being.
Behaviors
Regular spending on healthcare, fitness, and paying insurance premiums.
Needs
Rewards earned through wellness activities, healthcare spending, and premium payments.

Here are the most important MCCs to look out for if you are a wellness user:

MCC DescriptionExamples
5311 Department StoresCentral, The Mall, Daiso
5331 Variety Stores-
5399 Misc. General MerchandiseMr. DIY
5699 Miscellaneous Apparel and Accessory ShopsNaraya, Crumpler
5944 Watch, Clock, Jewelry, and Silverware StoresRolex, Cartier, Patek Philippe, Audemars Piguet, Omega, Tiffany & Co., Harrods
5712 Furniture, Home Furnishings, and Equipment Stores, ExceptAppliancesIKEA, Index Living Mall
5200 Home Supply Warehouse StoresHomePro, Global House, Dhome, Thaiwatsadu, Boonthavorn, Index
5734 Computer Software StoresAdobe, Google Cloud
5816 Digital Goods: GamesGarena, Steam
5817 Digital Goods: Applications (Excludes Games)Line, Facebook
5310 Discount StoresShopee, Lazada, Temu
4899 Cable and other pay television (previously Cable Services)True Vision, AIS Play, YouTube
5815 Digital Goods: Media, Books, Movies, MusicNetflix, Spotify, Disney+
5968 Direct Marketing – Continuity/Subscription MerchantAmazon Prime, Patreon
5732 Electronic SalesPower Buy, JIB, Power Mall, Sony